How we research, what we verify, how we earn revenue, and where the limits of this site are.
By Brad Burton, Founder & Editor · Last updated June 2026
PersonalInjuryCalc.com publishes plain-English guides to personal injury law across all 50 states and the District of Columbia. The goal is narrow: help people understand the rules that govern their state before they talk to an insurer or an attorney. That means statute of limitations deadlines, negligence standards, damage caps, and auto insurance requirements — the framework you need to know before any conversation about settlement value can be useful.
This is not a law firm. Nothing published here constitutes legal advice, creates an attorney-client relationship, or substitutes for a consultation with a licensed attorney who knows the specific facts of your case. Laws change; courts interpret statutes in ways that can shift practical outcomes significantly; and individual case outcomes depend on evidence, jurisdiction, and negotiation factors that no website can account for. Read our content to get oriented — then get a lawyer involved before making any decisions that matter.
Every state law page on this site starts with the primary source: the state's official legislature website or codified statute database. We look at the actual statutory text, not summaries. For statutes that have been subject to litigation, we verify whether published caps or rules have been modified, struck down, or reinterpreted by the state's highest court — which is why you'll see case citations on pages where a court ruling changed what the statute says on paper.
A few specific methodological commitments that govern every page:
Personal injury law is a YMYL topic — "Your Money or Your Life" in Google's terminology — because errors can cause real harm to people making important legal decisions. Our policy is strict: we never invent statute citations, never fabricate case names or holdings, and never estimate damage cap amounts when the actual figure is verifiable. If the correct figure is uncertain or subject to annual adjustment, we say that and direct readers to confirm with counsel rather than guessing.
Where prior drafts of a page contained an error — such as an incorrect case name or a cap figure that had been superseded by legislative action — the page was corrected and the correction noted. We treat errors as fixable, not embarrassing, because accurate information is the entire point of the site.
For state statutes, we use official legislature databases directly: sites like statutes.capitol.texas.gov, Washington's RCW database, Virginia's LIS system, and equivalent official sources for each state. For court decisions that modify or interpret statutory text, we cite the case name, court, and year. For pending legislation — bills that have been introduced but not enacted — we clearly identify the bill number and its status as of the date of the page, and note that the existing statute controls until the bill becomes law.
Some damage caps adjust annually by statute — Nevada's medical malpractice cap under NRS 41A.035 and California's MICRA cap, for example, increase on a fixed schedule. We update these figures when the calendar year turns. For states where caps or rules changed due to legislation enacted mid-year, we update pages as changes are verified and note the effective date of the new law. The "Updated" date on each page reflects the last time the content was reviewed and verified, not merely the last time any text was changed.
We do not track every published settlement verdict or verdict report — the database of individual case outcomes is enormous, and individual verdicts are poor predictors of a specific claim's value. We focus on the legal framework: deadlines, liability rules, caps, and insurance requirements. For settlement value estimates, the calculator on this site uses injury-type and severity factors; the state law guides explain the rules that constrain or expand what a settlement can ultimately look like.
PersonalInjuryCalc.com is a commercial site. We earn revenue in two ways, and you should know about both.
This site runs display ads through Google AdSense (publisher ID: ca-pub-6932414267367848). Ads are served automatically by Google based on page content and visitor data; we do not control which specific ads appear. Advertisers do not pay us to produce favorable content, and the presence of an ad from a particular company on a page does not imply endorsement, affiliation, or any editorial relationship with that company. Ad revenue supports the ongoing cost of researching and maintaining the site.
Ad disclosure: Google AdSense ads appear on this site. These are programmatic display ads — we have no direct relationship with the specific advertisers whose ads appear, and their appearance does not influence our editorial content.
This site also operates an attorney referral lead-generation form, powered by Formspree. When a visitor submits their contact information and case details through the form, that information may be shared with or sold to personal injury attorneys or attorney referral networks who are looking for potential clients in that practice area. This is a standard model for legal information websites.
Submitting information through the contact or case evaluation form on this site constitutes your consent to be contacted by attorneys or their representatives. You are under no obligation to retain any attorney who contacts you, and submitting your information does not create an attorney-client relationship with PersonalInjuryCalc.com or with any attorney. We do not guarantee that submission of your information will result in representation or that you will receive a response.
Lead form disclosure: Case evaluation and contact forms on this site are lead-generation forms. Contact information submitted through these forms may be shared with personal injury attorneys. We earn revenue from this referral activity.
Neither AdSense revenue nor lead-generation revenue influences which states or topics we cover, what our legal research concludes, or how we characterize any state's laws. An advertiser cannot pay to have their firm mentioned in our content. An attorney network cannot pay to have a state's laws described in a way that generates more leads. The legal research is what it is — we report the statute, the case law, and the applicable rule, regardless of what outcome might be commercially favorable.
If you spot an error — a wrong statute number, an outdated cap figure, a case citation that doesn't say what we say it says — please email us at editorial@personalinjurycalc.com. We will verify the correction against the primary source and update the page if the correction is accurate. We do not hide corrections or delete pages to avoid acknowledging mistakes. Legal information that's wrong is more dangerous than no information at all, and fixing errors quickly is part of the job.