About PersonalInjuryCalc.com

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Primary Source Research

State law pages cite the actual statute — the official legislature text, not a summary of a summary. Case citations are verified against the published opinion.

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All 51 Jurisdictions

Every state plus the District of Columbia, covering statutes of limitation, negligence standards, damage caps, and auto insurance rules.

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Not Legal Advice

This site explains the legal framework. It does not predict outcomes, and it is not a substitute for an attorney who knows your specific facts.

Brad Burton — Founder & Editor

I started PersonalInjuryCalc.com because the information available to injured people is, in most cases, either too vague to be useful or written by someone with a direct financial stake in getting them to call. Insurance companies have entire departments trained to settle claims for less than they're worth. Most people on the other side of that table don't know what their state's statute of limitations is, or that a comparative fault finding of 51% would wipe out their entire recovery.

My background is in digital publishing and legal research — not law practice. I am not an attorney, and nothing on this site constitutes legal advice. What I do is go to the official state legislature website for each jurisdiction, read the actual statute, verify it against published case law where courts have modified what the statute says on paper, and write a plain-English explanation of how the rules work. When I get something wrong — and I have — I fix it and update the page.

Corrections, updates on pending legislation, or questions: editorial@personalinjurycalc.com.

What This Site Covers

The core content is state-by-state personal injury law guides — one page per state, covering the four things that most directly affect what a case is worth and whether it can be filed at all: the statute of limitations, the state's negligence standard, damage caps, and the auto insurance fault system. Those four factors determine the legal environment a claim exists in before anyone looks at the specific facts of the injury.

Beyond the state law guides, the site publishes data on average settlement values by injury type, explanations of how pain and suffering calculations work, and practical guides to the claims process. The settlement calculator on the homepage gives an estimate based on injury type and severity factors drawn from published industry data.

What the Site Doesn't Do

This site doesn't provide legal advice, predict the outcome of any specific claim, or guarantee that any particular settlement range applies to your situation. Personal injury outcomes depend on jurisdiction, specific facts, evidence quality, insurance policy limits, and negotiation — none of which a website can account for. Use the information here to understand the framework. Then talk to an attorney about your actual case.

How We Earn Revenue

PersonalInjuryCalc.com is a commercial site, and you should know exactly how it makes money before deciding how much weight to give the information here.

Display Advertising

The site runs Google AdSense display ads. These are programmatic ads — Google serves them based on page content and visitor data; we don't control which advertisers appear on which pages. Ad revenue supports the cost of researching and maintaining the site. Advertisers do not influence our editorial content.

Disclosure: This site runs Google AdSense ads (publisher ID: ca-pub-6932414267367848). Ads are served automatically and do not influence the site's editorial content.

Attorney Lead Generation

The site also operates attorney referral lead-generation forms. When visitors submit contact information and case details through those forms, that information may be shared with personal injury attorneys or attorney referral services. We earn revenue from that referral activity. Submitting your information does not create an attorney-client relationship with this site or any attorney, and you're under no obligation to retain anyone who contacts you.

Disclosure: Case evaluation and contact forms on this site are lead-generation forms. Information submitted may be shared with attorneys. We earn revenue from attorney referrals.

Neither revenue stream — advertising or lead generation — influences what our state law pages say. The statute is what it is. If a state has a damage cap that makes most claims less valuable, we say so, regardless of whether that conclusion is good for lead volume.

For more detail on our editorial standards and sourcing methodology, see the Editorial Policy.